Cell Phone Insurance – Check it out before you buy it

Our mobile phone is a life line, a work tool, and in some cases the attachment of families. The idea of ​​a cellular phone without a phone is unthinkable to many people, but it is true that they are sometimes faced when the record number of handsets are lost, stolen, or become unusable every year. However, in a country that tries to secure all its holdings, mobile phone insurance is available

A number of insurers have emerged in recent years, promising to eliminate the disruption caused by the unexpected lack of inept devices. These companies assure us that we will not spend hours anymore when the mobile phone is stolen because they strive to resolve the claims quickly and replace our valuable products. But is this insurance really cost effective? Does this provide the service that consumers anticipate? Potential buyers need to take time to find out the details of a policy before deciding that this insurance is the solution for missing or bad mobile phones.

During the review of the Mobile Security Directive, customers have a few things:

o Consider the coverage costs.

This includes the monthly payment period for the months that the owner anticipates to have the phone. For example, a monthly policy of 5 years that holds a phone for three years totaling $ 180. This is 5 x 36 months = $ 180. Now the potential buyer must take into account every deductible amount. For our example, we can say that $ 50 can be deducted. The new $ 230 total that the buyer would actually pay if he really needed to change his phone. Consumers should compare the costs of a new equivalent mobile phone compared to coverage. If you can get just one new phone with the same amount of money as the policy cost, you'd better resign from insurance.

o How do mobile phones become? 19459004

Is there a guarantee that the phone is replaced by an equivalent or better model? Will we guarantee that the phone will be new and not refurbished? Is there a language that provides the deadline for replacing the phone? Such questions help to determine if the service meets the immediate response needs for substitution and if the replacement with the original equipment is lower or equivalent, then

o What is a mobile phone insurance cover

A policy of theft, cell phone loss and significant damage? It is important to know which cases belong and what are the most likely ones. If policy does not deal with situations where a particular customer is most affected, then the policy is useless. Many policies differentiate between losses and theft; sometimes police report for theft.

o Know what your carrier can do in such cases

Some mobile operators are willing to help a damaged or missing mobile phone for more than a year. In some cases, replacement or discounting will be made, minimizing the need for additional protection for mobile phone insurance.

Like all kinds of insurance coverage, cellular phone insurance could be of great help to quickly exchange a vital device that the owner can not afford to replace under some circumstances. However, in many cases this is just an added cost. Consumers should thoroughly review the policy to determine whether to provide the type of protection required for their mobile phone.

Source by sbobet

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