We all know email scams that try to debit your debit or credit card data by claiming your account was deactivated. In general, you are asked to click on a link to a site that instructs you how to reactivate your account. This kind of scam has also been made with mobile phone text messages asking you to call a number to re-activate your account.
If someone answers a text message from an unknown source, there is a risk of fraud. Anyone who has access to the cellular phone number database can potentially make such a scam.
As a rule, you can not enter any personal information in a text message. Even if you do not show anything, a simple answer to wording encourages them to send more messages. Identifying unwanted text messages can be quickly checked using the reverse cell phone lookup service. Keep in mind that most legitimate banks do not send a text message to call the number to reactivate the deactivated account.
False credit or bank statements are not the only type of fraud. Other scams commonly known in the e-mail are also displayed in text messages. Some people claim that you have won a great prize or legacy and ask them to ask you. They then try to get personal information that they can use or influence to transfer money.
It is more important than ever to be aware of the real identity of the person at the other end of the text message. If you receive such texts from numbers that are not known to you, a fast reverse cell phone track with reverse lookup service identifies your identity and provides a lot of background information. Then, this information is sent to the United States Federal Trade Commission (FTC)
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